Results for 2002

Insurance portfolio:

• Transport act liability insurance — 25,9%
• Property insurance — 30,8%
• Insurance of transport — 18%
• General civil act liability insurance — 12,5%
• Load insurance — 2,7%
• Medical insurance and insurance against accident — 4,7%
• Others — 0,3% 

Partnership programs

Among the most interesting programs of collaboration with banks we can emphasize:

• Pawned property insurance of agricultural organizations «Crop 2002» (Aval bank),
• Pawned property insurance of organizations of small and big business (Aval bank),
• Insurance of automobiles, which were realized in credit (Ukrsibbank, Financial and Credit bank, Nadra bank),
• Insurance of bank machines (Credit Bank (Ukraine), Aval bank),
• Insurance of Real estate, which was bought in credit (Financial and Credit bank, First Investment Bank).

Insurance repayment

In 2002 year the company made 2 453 payments. The biggest amount of payment is for clients, which insured transport (5,798 thousands UAH) and for transport act liability insurance (4 896 thousands UAH). Company paid 1 031 thousands UAH for tourist insurance and 644 thousands UAH for property insurance.

The biggest sum of insurance repayment for one occasion was 689 thousands UAH (car accident with a car which was insured by autoCASCO program). This insurance repayment is the biggest of transport insurance. 

Investment portfolio:

• Valuable documents — 3,7%
• Real estate — 20,7%
• Right to require from Reinsurance Company — 33%
• Money on a current account — 7,2%
• Bank deposit in a foreign currency — 9,6%
• Bank deposit in a national currency — 25,6%
• Cash register — 0,2%